
Where Inland Empire Rates Are Headed
A plain-English read on the 10-year Treasury and what it means for your monthly payment. Placeholder — John populates.
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Type it the way you'd say it — we turn plain English into a live MLS search.
The best homes sell before they ever hit Zillow. See Coming Soon listings and ask John to work his network for off-market & pocket homes — then move fast with your agent and lender in one.
Browse live rental listings — and if you're renting now, see how close it might be to just own instead. One person for the home and the loan.
Analyze any address for rent, cash flow, cap rate & DSCR — then get a DSCR loan that qualifies on the property's rent, not your income. One person finds the deal and funds it.
Live Inland Empire market data — straight from CRMLS.
Most agents hand you off to a lender they don't control. John IS the lender.
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Browse active CRMLS listings in Upland, Ontario, Rancho Cucamonga, and beyond — powered by live MLS data.
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On the big portals, one inquiry gets sold to a dozen agents who paid for your zip code — then the phone won’t stop. Here, your info goes to John and only John: one licensed agent + lender, 24+ years local. Never sold, never spammed.
Answer a few quick questions and see your price range, real monthly payment, and today’s rate — then get pre-approved with the one person who’s your agent and your lender.
California has real programs that put thousands toward your down payment — CalHFA, GSFA and more. Answer 4 quick questions to see what fits, then John (your agent and lender) actually puts it to work.
Find out what your home is worth and how much equity you have — then decide whether to sell or tap it with a cash-out refi. One person handles both.
New homes and price cuts in your area, straight to your inbox. Be first — unsubscribe anytime.
Verified reviews from Inland Empire clients on Zillow, Google & Yelp. Read all reviews →
We have worked with John Abril for 5 loans over 3½ years. Every loan was trying, annoying, stressful. Working with John got us through the process in one piece and with our sanity! He always responded promptly and with the utmost kindness. Since we met John, we haven't used anyone else.
G GoogleJohn went above and beyond to finance our mortgage loan quickly and to our satisfaction. Kind, courteous and caring. So knowledgeable, friendly, and a great communicator. Highly recommend!
G GoogleHe is very professional and has knowledge in his job. He is helpful and friendly. I recommend him to everyone regarding buying a house.
G GoogleJohn was extremely helpful, professional, and always very accessible if we had questions or concerns. We would most definitely recommend John to anyone looking to get a home loan or refinance.
Z ZillowJohn has produced two loans for me and my partner already. He is phenomenal, fair, and uses cutting technology mixed with a lot of hard work to get things done. Years after, he continues to check in, help me with miscellaneous items and save me money.
Z Zillow"We have worked with John Abril for 5 loans over 3½ years. John always responded to every concern promptly and with the utmost kindness. I have owned 6 homes and worked with many agents — since we met John, we haven't used anyone else."
Reviews reflect individual client experiences. Results may vary. All reviews sourced from verified third-party platforms.
Market updates, mortgage tips, and IE real estate intel.

A plain-English read on the 10-year Treasury and what it means for your monthly payment. Placeholder — John populates.
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The framework John uses to time a rate lock for clients. Placeholder — John populates.
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How a dual-license transaction lets you move in before you sell. Placeholder — John populates.
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About John
John Abril is one of fewer than 6% of California real estate licensees who also holds a mortgage license — and he runs his own brokerage. For over 24 years, he's served buyers and sellers in Upland and Ontario, and works with clients across the Inland Empire. When John is your agent, he's also your lender. That means one call, one relationship, and one person accountable for your entire transaction.
The answer is simpler than you think.
Most agents hand you off to a lender they don't control. John IS the lender. Your deal never leaves one set of hands.
Hyper-local expertise. Not a call center. Not a team handoff. John knows these streets, these neighborhoods, these comps.
Fewer than 6% of CA licensees hold both a real estate AND mortgage license. John does — and he runs his own brokerage.
24 years following the 10-year Treasury. John knows when to lock your rate and when to float. That's money in your pocket.
4.92 stars · 25 reviews. Top-rated across Google, Zillow, and Yelp. Real results for real Inland Empire families.
No surprises. No jargon. No handoffs. Real Estate and Lending, Simplified™ — that's not a tagline. It's how John works.
No surprises. Know the number before you sign anything.
John will walk you through exactly what you'll pay — before you commit to anything.
Get My Listing Fee →Buyer representation fees are now negotiable and must be disclosed upfront. John explains everything clearly.
Understand Buyer Fees →Commission rates are negotiable and not set by law. This is not a commitment to any specific fee structure.
Built by a real broker, powered by AI. Get real numbers and plain-English answers before you ever pick up the phone. No pressure, no sales pitch.
See your real monthly payment — taxes, insurance, PMI and all. Find out the price you qualify for, compare FHA vs. Conventional vs. VA, and get an instant AI breakdown in plain English.
Open the calculatorThinking about selling? See exactly how much money you'd walk away with after the loan payoff, commission, and closing costs — the real "what's in it for me" number.
See your net proceedsGot a quick question about rates, down payments, credit, or how buying works? Ask my AI assistant any time — day or night. It's trained on how I actually help my clients.
Start chattingOne call. One agent. One lender. Real Estate and Lending, Simplified™.