
Where Inland Empire Rates Are Headed
A plain-English read on the 10-year Treasury and what it means for your monthly payment. Placeholder — John populates.
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Most agents hand you off to a lender they don't control. John IS the lender.
We have worked with John Abril for 5 loans over 3½ years. Every loan was trying, annoying, stressful. Working with John got us through the process in one piece and with our sanity! He always responded promptly and with the utmost kindness. Since we met John, we haven't used anyone else.
G GoogleJohn went above and beyond to finance our mortgage loan quickly and to our satisfaction. Kind, courteous and caring. So knowledgeable, friendly, and a great communicator. Highly recommend!
G GoogleHe is very professional and has knowledge in his job. He is helpful and friendly. I recommend him to everyone regarding buying a house.
G GoogleJohn was extremely helpful, professional, and always very accessible if we had questions or concerns. We would most definitely recommend John to anyone looking to get a home loan or refinance.
Z ZillowJohn has produced two loans for me and my partner already. He is phenomenal, fair, and uses cutting technology mixed with a lot of hard work to get things done. Years after, he continues to check in, help me with miscellaneous items and save me money.
Z Zillow★ Placeholder — John to provide a 3rd Zillow review. John's responsiveness and knowledge made the whole process smooth from pre-approval to closing.
Z Zillow"We have worked with John Abril for 5 loans over 3½ years. John always responded to every concern promptly and with the utmost kindness. I have owned 6 homes and worked with many agents — since we met John, we haven't used anyone else."
Reviews reflect individual client experiences. Results may vary. All reviews sourced from verified third-party platforms.
About John
John Abril is one of fewer than 6% of California real estate licensees who also holds a mortgage license — and he runs his own brokerage. For over 24 years, he's served buyers and sellers in Upland and Ontario, and works with clients across the Inland Empire. When John is your agent, he's also your lender. That means one call, one relationship, and one person accountable for your entire transaction.
The answer is simpler than you think.
Most agents hand you off to a lender they don't control. John IS the lender. Your deal never leaves one set of hands.
Hyper-local expertise. Not a call center. Not a team handoff. John knows these streets, these neighborhoods, these comps.
Fewer than 6% of CA licensees hold both a real estate AND mortgage license. John does — and he runs his own brokerage.
24 years following the 10-year Treasury. John knows when to lock your rate and when to float. That's money in your pocket.
4.92 stars · 25 reviews. Top-rated across Google, Zillow, and Yelp. Real results for real Inland Empire families.
No surprises. No jargon. No handoffs. Real Estate and Lending, Simplified™ — that's not a tagline. It's how John works.
No surprises. Know the number before you sign anything.
John will walk you through exactly what you'll pay — before you commit to anything.
Get My Listing Fee →Buyer representation fees are now negotiable and must be disclosed upfront. John explains everything clearly.
Understand Buyer Fees →Commission rates are negotiable and not set by law. This is not a commitment to any specific fee structure.
Market updates, mortgage tips, and IE real estate intel.

A plain-English read on the 10-year Treasury and what it means for your monthly payment. Placeholder — John populates.
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The framework John uses to time a rate lock for clients. Placeholder — John populates.
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How a dual-license transaction lets you move in before you sell. Placeholder — John populates.
Read More →One call. One agent. One lender. Real Estate and Lending, Simplified.