Why watch rates with John
Rate sites show you a number and leave you to guess. Because John is your agent and your lender in one, a rate drop isn't just a headline — it's a call to move. He watches the market, and when it hits your target he reaches out with your real numbers.
- A real person watching — not an automated blast
- Your rate, credit and loan type factored in — not a national average
- Already pre-approved? You're ready to lock or make an offer the same day
- Refinancing? He'll tell you honestly if it's worth it yet
Set your free Rate Watch
Tell John your target. He'll reach out the moment rates get there. No spam, no obligation.
Rates shown are the Freddie Mac Primary Mortgage Market Survey® (PMMS) weekly national average for conforming, conventional loans with roughly 20% down and strong credit, published each Thursday and provided here via the Federal Reserve (FRED). The APR shown is illustrative and assumes a $320,000 loan, 20% down, a 740+ credit score, a single-family primary residence, and 1.0 discount point plus $1,235 in other lender costs, with all prepaid finance charges amortized over the loan term per the Truth in Lending Act; your APR will differ. The rates and APRs are for general information only, are not a rate quote, offer, or commitment to lend, and your actual rate depends on your credit, loan amount, down payment, property, occupancy and program. A "Rate Watch" is a free courtesy — John reviews the market and reaches out; it is not an automated guarantee that you will be notified at an exact rate or time. Rates and terms change daily. Equal Housing Opportunity | Equal Housing Lender. John Abril, CA DRE #01060119 | NMLS #280222.