Turn part of the equity you have already built into cash — with no required monthly mortgage payment, and without giving up the title to your home.
A few simple questions, then a real conversation. No credit check to start. No obligation.
You still own your home. You still pay property taxes, insurance, any HOA dues, and keep the home maintained — those obligations do not go away.
Want the longer version? Read the 18 most-asked reverse mortgage questions, or the one option almost nobody advertises — keep your low first-mortgage rate and still reach your equity.
Unedited reviews from John’s Google Business Profile.
“We met John two houses ago. Our first meeting was chaos for us. John and his associates guided us and walked us through it. Years later when it was time to use the equity we built. We called John! Instantly like an old friend who we hadn’t seen in a while showed up ready to help us make our dream a reality. If you’re looking for one of those robotic people keep going past this post. John and his group are the patient, compassionate, teaching kind hearted people.”
“We trust him completely with some of the biggest financial decisions we’ve ever made because he truly has our best interests at heart. He doesn’t just treat us like clients—he treats us like family.”
“He was honest, respectful, and very kind. He was always available to answer any questions, or if I needed help with anything. I could truly say that he became a friend.”
“What stands out the most is how he helped my own daughter. Even though she’s out of state, he took the time to make arrangements, guide her through the process, and removed all the stress. She came out of it feeling supported and successful.”
“Nos sentimos muy agradecidos con Jhon nos ayudo con la compra de dos casas. Siempre muy amable y dispuesto a ayudar hizo posible que Nuestro sueño se hiciera realidad.”
5.0 average across 44 Google reviews as of August 2026.
You will not get a call center or a rotating queue. You get John — the same person from the first question to the closing table.
This material is not from HUD or FHA and has not been approved by HUD or any government agency.
A reverse mortgage is a loan that must be repaid. You keep the title to your home. You remain responsible for paying property taxes, homeowners insurance, any HOA dues, and for keeping the home maintained and occupied as your primary residence. Failing to meet these obligations can cause the loan to become due and payable, which may result in foreclosure.
The loan balance grows over time as interest and fees are added, which reduces the equity remaining in your home and the amount that may pass to your heirs. The loan becomes due when the last surviving borrower dies, sells the home, or permanently moves out.
A federally-insured HECM reverse mortgage generally requires the youngest borrower to be at least 62. Some proprietary (non-FHA) reverse mortgage programs have different minimum ages and different requirements; availability varies by state and by program. Eligibility also depends on the property type, its value and condition, your remaining mortgage balance, and a financial assessment.
Reverse mortgages carry closing costs, and interest accrues on the balance. HECM loans are non-recourse: neither you nor your heirs will owe more than the home is worth when the loan is repaid.
Every figure discussed is an educational estimate only, is not an offer or a commitment to lend, and is subject to change, underwriting, and program approval. Nothing on this page is a guarantee of approval, a rate, a payment, an appraised value, or program eligibility.
HUD requires prospective HECM borrowers to complete a counseling session with an independent, HUD-approved counseling agency before an application can proceed. That counselor does not work for John Abril. A list of approved agencies is available at hud.gov or by calling HUD directly.
Information you submit on this page is used only so John Abril can contact you about your inquiry. Your information is never sold, shared, brokered, or distributed to any other agent or lender. You may opt out of contact at any time by replying STOP to a text or calling (909) 635-5813. See our Privacy Policy and Your Privacy Choices.