John Abril Real Estate and Lending, Simplified™.
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CA DRE #01060119  |  NMLS #280222  |  Equal Housing Opportunity 🏠

The down payment is the #1 thing that stops buyers

Do you qualify for down-payment help?

Answer 4 quick questions and see the California assistance programs you may qualify for. Then one person — your agent and your lender — actually puts them to work.

A few quick questions

Your answers update the results instantly. Nothing is submitted until you ask John.

Based on your answers
You may qualify for down-payment help
Here are programs that fit what you told us. John confirms the exact amount and current terms for you.
These are guides, not guarantees. Program terms, funding and income limits change and vary by county — figures are current as of July 2026. John checks your exact eligibility and the amount you can actually get. Help you receive may be a deferred or repayable second loan, not a gift.

See exactly what you qualify for — free

Down-payment programs are placed through your lender, and John is your lender — and your agent. So he can confirm your assistance, pre-approve you, and start finding homes in one conversation. No handoff.

This tool is an educational guide, not a loan approval, a commitment to lend, or a guarantee of program eligibility or funds. Down-payment-assistance programs are offered by third parties (for example the California Housing Finance Agency and Golden State Finance Authority) and by county and city agencies; each has its own eligibility rules, income and sales-price limits, credit requirements, homebuyer-education requirements, funding availability, and terms, all of which change and vary by county — figures shown are general and current as of July 2026. Assistance may take the form of a deferred-payment or repayable second loan rather than a gift, and must typically be arranged through an approved lender in connection with a first mortgage. Your actual eligibility and amount depend on full application and underwriting. Not legal, tax, or financial advice. Equal Housing Opportunity | Equal Housing Lender. John Abril, CA DRE #01060119 | NMLS #280222.