I get this question every single week from clients: Is now a good time to buy? So let me give you a straight answer based on what I'm actually seeing in the market right now - not what the national headlines say.
In Upland and Ontario, median home prices have held steady through the spring. We're not seeing the wild swings from 2021 and 2022. Inventory is still tight, but it's slowly improving. That matters because more homes on the market means buyers have a bit more leverage than they did six months ago.
On the mortgage side, rates are still higher than everyone would like - but the clients I'm helping who are buying today are doing it because their life requires it. Job change. New baby. Moving closer to family. Life doesn't wait for perfect rates.
What I tell every buyer: if the payment works for your budget and the home fits your life, that's the right time. You can always refinance later. You can't go back and buy the home you passed on.
If you're a seller, the story is different. Homes that are priced right and show well are still moving. The days of overpricing and watching offers pour in are over - but clean, priced-correctly listings are selling.
Have questions about your specific situation? Give me a call. No pressure - just a straight conversation.